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After the lender has received payment in full, they can report this to the credit reporting agencies and the report of non-payment can be removed from your record.
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New rules for payday lenders come into effect | Money | The Guardian
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Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies — Experian, Equifax and Transunion.
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Riley introduced legislation Monday making it illegal for anyone to engage in.This negative report can be reflected on your credit history indefinitely until the loan is repaid in full.On average, payday loans carry a 391% APR (annual percentage rate).By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit.