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As millions of Americans have discovered over the last several years, banks and credit card companies have stopped lending to much of the middle class.Payday loans are sometimes known as payday advances because that is essentially what it is: an advance on your next paycheck.

You can apply for another loan 72 hours after applying for your initial loan.

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Please be sure to disclose the fact that you have already applied for a loan when working with a lender to obtain a second loan.

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To qualify, all that you need is steady work, along with a convincing bank checking account.These short du n loans are specially designed for fiscal emergencies.

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