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Payday loans are sometimes known as payday advances because that is essentially what it is: an advance on your next paycheck. offers online cash advances and payday loans. 100% online and secure, no faxing, no paperwork.Simply put, a payday loan is a cash advance from your next paycheque.Payday loans in the United States. the states with the most payday lenders per capital are Alabama. outnumbered Starbuck shops and McDonalds fast food.