When you need fast cash to deal with an unexpected expense in California, a title loan, payday loan or an signature installment loan is an option to consider. Fast Auto & Payday Loans, Inc. is ready to help you get the cash you need to handle almost any cash emergency in one of over 45 store locations set up across the beautiful southern state of California. For your convenience, we’re open six days a week, even Saturdays. Whether you choose a title loan, payday loan or an signature installment loan, Fast Auto & Payday Loans, Inc. could approve you for the instant cash you need to turn your financial emergency into a quick sigh of relief.
There is a much shorter approval time for online same day loans than for loans from traditional lenders like banks or credit unions. It’s not practical to wait for a long approval time when you are faced with an emergency. For that reason, borrowers are opting for the speed, fast approval and trusted lenders of payday loans. Even if borrowers have a bad credit history, they can still successfully apply for a cash advance loan. Under normal circumstances, a soft credit check is made when applying for a same day loan. It does depend on the lender, however, but all of them will check a client’s financial background and ability to repay the loan.
Whether you want to use a loan as a substitute for student loans despite your own credit history and interest rates or you see it as a credit line accessible for other financial needs. In a traditional sense, other types of personal loans can act as a burden with their extensive terms and their exuberant interest rates. Online personal loans can come in a variety of sizes and with a vast amount of different features.
For many desperate borrowers, answering the question “where can I find cash advance loans near me?” means resorting to lenders that cater to subprime borrowers, including pawn shops and payday lenders.  These subprime lenders have lax credit requirements. Payday lenders demand little more than a steady source of income and an active bank account. The only demand made by pawn shops is that borrowers present collateral in the form of valuable personal property. But the initial convenience of these loans is overshadowed by their repayment demands: high interest rates, lump-sum repayments and short repayment periods.  Nobody has time for that.
If your cell phone service is due to be suspended today, it does no good to apply for next day loans.  But your options for cash on the spot are limited. You’ll even take a trip to the pawn shop if you have merchandise of value or drive across town to the payday loan store. Both types of lenders take advantage of the desperation of their borrowers by imposing high interest charges for their loans. Online payday lenders have the same unrealistic repayment schedules as payday loan stores, while pawn shops only lend a fraction of the actual value of the property being held for collateral.
Need some more clarification on the loan process and what a payday loan will mean for you? Of course you do! We are committed to educating our Customers on our products and are here to help answer any questions you have. Take a look at the list below of our most frequently asked questions. Don’t see what you’re looking for on this quick list? View the extended FAQ page, give us a call, or hop into a store, and we’ll be sure to give you the fast and friendly service you are looking for!

*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.
California Residents: Flurish Inc. dba LendUp is licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610. LendUp loans made under the authority of its CFL license are made pursuant to the California Financing Law. LendUp credit cards are not offered under any license regulated by the California Department of Business Oversight.
While these types of cash advance loans come at a higher cost, people consume them regularly due to the relief they offer. However, there are multiple alternatives that you can use to get some money when you are faced with a crisis. In certain circumstances, you can deal with your money problems without having to take a loan by simply disposing some of your assets at home.
Complete the application form – Generally, reputed payday lenders have online presence. So, if you’re opting for them, you may apply online by filling out an online application form. The application form is a short and simple questionnaire that doesn’t require the applicant spend more than a couple of minutes. Make sure you provide the form with genuine information; don’t provide any false data and thus lose the chance of getting a loan.
When you do not possess an immediate financial solution to tackle a large scale financial hurdle, you need the type of resources that can help you. These resources can offer you a simple but effective and immediate means for getting yourself out of the financial trouble. Payday loans no credit check can also help you get back on track with managing your money and your credit better so that you can establish some positive credit history and make strides towards becoming solvent.
If you have credit cards that are not maxed out and that carry reasonably low interest rates, credit card cash advances may be one of the more desirable sources for fast loans.  But credit card cash advances often carry much higher interest rates than regular purchases – with no grace periods. Besides, many people facing financial emergencies don’t have that option because their credit cards ARE maxed out.
Hard times fall even on the best of us, and sometimes they fall like dominoes, forcing us to scramble to cover our most basic bills or an emergency situation we never saw coming.  Anything from sudden unemployment to finding yourself with no money, to even have a business opportunity that you can’t pass up on, can cause a crisis that makes an online quick cash loan a major priority. If your credit is less than perfect, that fast loan may be very hard to get from a bank. We can help. We will assess your need once you simply fill out our online form and can match you to one of our many quick loans lending partners, and a loan that is right for you. Looming financial deadlines call for immediate action, so our fast loans will put you on the path to covering that expense and breathing easier.
While these types of cash advance loans come at a higher cost, people consume them regularly due to the relief they offer. However, there are multiple alternatives that you can use to get some money when you are faced with a crisis. In certain circumstances, you can deal with your money problems without having to take a loan by simply disposing some of your assets at home.
Our payday loan alternative can help you get emergency cash fast, but we also want to provide our customers with safe loans that keep them in control of their finances. We make sure that our loan terms are very clear, so you know exactly what you're getting and your responsibilities for repayment. Unlike other companies who may operate offshore, LendUp is licensed in all states we operate in. This means we comply with all regulations at both the state and federal levels and are able to offer our customers better protections. At LendUp, we do not use traditional credit checks with the big three consumer reporting agencies to make a lending decision. That means you could still be approved, even without perfect credit. Our transfer times are fast. If you’re approved before 5 p.m. PT (weekdays), we’ll electronically transfer the funds to your bank account within one business day. See our FAQ for details by visiting lendup.com/faq. At LendUp, we're committed to giving you the tools you need to better your financial situation, which is why we also provide our customers with access to our free Credit Education Series. The series includes courses on things like understanding how credit can help and hurt you, the importance of saving money and tips for budgeting.
Usually, the borrowers have urgent financial obligations. That is why our company has developed a fast and efficient application and approval process. The application only takes several minutes online. It is only necessary to provide basic personal information without sending any documents. When you need money on the same day you do not want to hang about!
Payday loan direct sameday  are more of personal loans that are given out for a short period to help you take care of pressing financial matters. More often than not, they’ll be characterized by higher interest rates because they are high-risk forms of lending. However, this type of loan is sought-after by people due to the quick turnaround time and convenience it offers. They are ideal for you if:
Lawmakers made several decisive measures in order to prevent people from taking loans that will negatively affect them in the long run. Such measures should have a positive impact on the industry as a whole since many businesses will have to diversify even more to dodge legal limitations. This will ensure that the variety of credit products will be as diversified as possible.

In the UK Sarah-Jayne Clifton of the Jubilee Debt Campaign said, “austerity, low wages, and insecure work are driving people to take on high cost debt from rip-off lenders just to put food on the table. We need the government to take urgent action, not only to rein in rip-off lenders, but also to tackle the cost of living crisis and cuts to social protection that are driving people towards the loan sharks in the first place.”[21]

Loan approval is not based on the potential borrower’s credit history. It is based on his current financial status, the regular monthly income of the household and the borrower’s ability to repay the loan within the agreed time. You have no 100% chance of a guaranteed approval especially when online bad credit loans are involved as the lenders still need to assess the risks involved in lending to you.
Payday loans are small loans lent by payday lenders or online private lenders. These loans are specifically designed to assist financially distressed borrowers tide over until next payday on which they have to repay the borrowed amount in full. Since the process of loan approval and disbursement for these loans are done on the same day, they are often called as same day payday loans. The loan amount generally differs by the lenders. Some lender offer comparatively bigger amount while others prefer to disburse small loan. However, the loan amount also differs by the applicant’s need and monthly income.
Impact on Your Credit Score - Most Lenders do not currently report cash advance activity to any of the three major credit bureaus (Equifax, Experian or TransUnion), but may use alternative credit reporting agencies such as DataX, Mircobilt, Clarity, FactorTrust. Failure to make timely payment on your cash advances may affect your score with such agencies, and negative affect your chances to receive credit or other services from a provider that uses such agencies.
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